| approach | deployed | final value | net profit | XIRR | note |
|---|---|---|---|---|---|
| Accumulate (−/−/…%, never sell) | |||||
| Weekly SIP — same fund | 100% deployed, no dip wait | ||||
| Weekly SIP — % debt fund | the "do nothing clever" baseline |
| Accumulate, idle parked at % | ||
| Accumulate, idle at 0% (today's reality) | ||
| Weekly SIP — same fund |
| date | dip | NAV | ₹ in | avg after | units held |
|---|---|---|---|---|---|